| Fees | | | |
| Advisor Compensation by Portfolio Size | Annual Flat Fee | Average Annual Fee* | Varies by product, typically 4-12% upfront plus ongoing trails |
| 500,000 | 6,000-14,400 | 5,000 | ? |
| 1,000,000 | | 10,000 | ? |
| 2,500,000 | | 18,750 | ? |
| 5,000,000 | | 32,500 | ? |
| | | |
| Services | | | |
| Fiduciary Duty | Yes | Yes - if fee-only | No |
| Portfolio Analysis | Yes | Yes | ? |
| Ongoing Investment Management | Yes | Yes | ? |
| Review of non-managed accounts (401k, HSA, etc) | Yes | ? | ? |
| Retirement Income Planning | Yes | ? | ? |
| Tax Minimization Planning | Yes | ? | ? |
| Life Insurance Review | Yes | ? | ? |
| Estate Plan Review | Yes | ? | ? |
| Comprehensive advice not influenced by compensation | Yes | No | No |
| | | |
| * Average fees based on https://www.kitces.com/blog/independent-financial-advisor-fees-comparison-typical-aum-wealth-management-fee/ |
