Fee Clarity Tool
See how fees shape your portfolio over time.
Most advisors charge a percentage of your savings every year, so the bill grows right along with your portfolio. SwitchPoint charges one flat fee. Answer a few questions and see both paths side by side, using your own numbers.
Step 1 of 3 · Your situation
First, a little about your household.
A flat fee should reflect the work involved, not the size of your accounts. Two quick questions help us estimate where you would land.
Step 2 of 3 · Your numbers
Now the numbers behind the projection.
Slide each one to the range that fits. You can adjust them again after you see the result.
The savings an advisor would manage.
What you would draw from the portfolio each year. We start this at four percent of your balance, a common planning figure, and inflate it three percent a year.
Step 3 of 3 · Your projection
Difference in portfolio value
How fees shape your portfolio
Assumptions used in this illustration
Ready to talk it through?
Schedule a free introductory call with a SwitchPoint advisor. As a flat fee fiduciary firm, we charge no commissions and earn nothing from selling products, so the conversation stays focused on you.
Prefer email? Reach us anytime at info@switchpointfinancial.com.
This is a hypothetical illustration for educational purposes only. It does not reflect the performance of any actual client account, and no client achieved these results. It is not a fee quote, a recommendation, or a guarantee of any return. The projection compares fees only. It assumes the same investment return for both paths and does not account for differences in service, tax planning, or the specific investments an advisor selects, so lower fees alone do not determine which advisor is the better fit. The median advisor fee reflects an industry study of typical all-in advisory costs (Kitces, 2024) and does not represent any specific competitor; actual advisor fees vary widely. Because the projection compounds over decades, small changes in growth, inflation, withdrawals, or fees produce large changes in the result. Investment returns are not guaranteed. Your own SwitchPoint fee is set after a conversation and is not determined by this tool.