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About Us

What We Do

SwitchPoint Financial Planning is a fee-only retirement planning and investment management firm based in Lehi, Utah and Chandler, Arizona, serving clients in the greater Salt Lake City, Provo and Phoenix areas, as well as throughout the country.

We specialize in assisting individuals and families achieve or maintain financial independence – whether that means retiring with confidence, starting a new venture, or shifting focus to giving back.

Our flat fee business model puts us squarely on the same side of the table as our clients, which inspires a high level of trust and collaboration.  Our comprehensive approach will bring clarity to your financial picture and confidence in your path forward.

Financial advisor meeting with clients

Who We Serve

The defining characteristic of our clients is their desire to make more informed financial decisions that better align with their own values, goals, and lives. They are looking for a long-term partnership with a trusted expert – not a high-pressure sales pitch, hot stock tip, or get-rich-quick scheme. Most of our clients are either:

You’re a high earner who lives well below your means. You have significant knowledge about personal finance, but prefer to delegate to experts and want to make sure you’re not missing anything.

You’ve been working with an advisor for years and enjoy having an expert partner, but have become increasingly aware of the disconnect between the amount you pay and the services received.

You’ve worked hard and saved diligently for many years. You’re good with money but feel uncertain about whether you have enough to retire and how to optimize what you’ve worked so hard to build.

The SwitchPoint Team

CFA, CFP®, MBA

Founder and Lead Advisor

CFP®, RMA®

Lead Advisor

IAR

Chief Compliance Officer and Operations Manager

What’s in a Name?

SwitchPoint is a railroad reference. A railroad switchpoint is a small piece of steel that needs to be moved only a few inches in order to transfer a train from one track to another and set it on a completely new course, potentially drastically changing its end destination.

Likewise, our financial lives are made up of many small switchpoints that can drastically alter our futures. Small changes to things like fees, taxes, savings rates, or retirement age can amount to hundreds of thousands or even millions of dollars over time.

One of our favorite things to do with clients is help them recognize these switchpoints, make the best decision, and enjoy the rewards that eventually follow.

What are your switchpoints?

Schedule a no-obligation introduction to see how we can help you reach your goals.

Service Partners

Independence is a defining characteristic of SwitchPoint. That independence means we are able to deliver products and solutions that best meet our client’s needs. We aren’t limited to what our parent company offers and we aren’t incentivized to recommend proprietary products.

Maintaining that independence means that we don’t affiliate with a larger bank, mutual fund company or insurance company.

Instead, the implementation of our advice often requires the use of third-party services. SwitchPoint receives no compensation from any of the companies listed below, but they play an integral part in our client’s financial lives.

Schwab is a custodial partner we trust to protect our clients’ portfolios. They have over $7T in total client assets and decades of experience serving independent advisors like SwitchPoint. 

Fidelity is another custodial partner we trust to protect our clients’ portfolios. Fidelity is also experienced in serving independent advisors and is a leader in the retirement plan space.

Founded in 1981, Dimensional Fund Advisors (DFA) manages over $500 billion utilizing an evidence-based investment approach. DFA is one of the primary mutual fund managers we recommend in client accounts.

For 14 years running, my529 has been named one of the country’s top 529 educational savings plans by Morningstar.

TIAA is a leader in the retirement plan space – specifically catering to educators and other public and non-profit organizations. 

LLIS provides insurance implementation for many of our clients. Their team consists of more than 20 experts with over 300 total years of experience across all types of insurance.